Living without health insurance
By lovenloyalty
July 20 at 3:57 pm
405
13
1
I lived without health insurance for the last 8 yrs., and received all my treatment from free clinics in New York, Florida, and Virginia where I have resided over the last 9 yrs.. I applied for SSD in 2009 for the second time, and just was recently approved through an appeal after being denied. They only want to pay me from 3/2011 at which time I turned 55. Now I am wondering what kind of insurance do they give you once you are approved. Is it Medicare or Medicaid, and how much treatment can you get under these programs.
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Replies (13 replies)
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LanaPA July 25 at 10:01 am1 LikeI am not sure what type of insurance you would have. However, please take a look at these links about finding ways to get treatment. Good luck!
http://www.arthritisconnect.com/discussions/6...
http://www.arthritisconnect.com/discussions/1... -
SeaHag56 July 22 at 7:45 am1 LikeWishing you all the best on your SSD battle. If at all possible I would try to get pay back to 2009. But at least you have finally been approved.
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patch2012 September 5 at 10:45 pm0 LikesEdited September 5 at 10:47 pm by patch2012Social Security only goes back 3 yrs from the time you are awarded SSDI and after 2 years you are eligable for Medicare which pays 80% partA partB pays 100% on somethings 80% on the rest after you meet deductables. Medicare eligablity time period may have changed since Obama care. When i recieved SSDI I had to wait two years for medicare to start it took me 18 months to get SSDI.
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lovenloyalty July 22 at 11:42 am1 LikeIts hard getting approved for SSD on RA alone unless its severe, but I am not that bad off. I function some days and some days I can't.
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djpavek July 21 at 10:52 am1 LikeHi Lovenloyalty.. I think you will get Medicare, but as I have heard from others, that it don't pay everything. Its good you got SSD, I know it is hard to get on them. They should have paid you from back when you signed up. I would do some checking on it and maybe write to your Senator or Mayor, don't give up.
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lovenloyalty July 21 at 1:22 pm1 Like
I have a right to appeal the decision to the Appeals Council if I don't like the decision of the Administrative Law Judge. I have 60 days to do this. I'm really thinking about further fighting this, but then I just want to settle. I have no attorney I'm fighting on my own
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LanaPA July 25 at 10:05 am1 LikeYou can contact a lawyer who will only receive payment when you win your case. I assume the payment will come from any lump sum payment your receive. However, I am not sure. It is possible the SS Admin may have to pay the fee. Most lawyers offer a free consultation to discuss your case with you and how payment will be arranged. It may help you out to hire someone and meeting with someone doesn't cost anything. Good luck to you.
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patch2012 September 5 at 8:34 pm0 Likes
Your lawyer recieves 33% or 1/3 of your back pay if you win your Social Security Disabilty case
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lovenloyalty September 5 at 9:22 pm0 Likes
In some states you can find legal agencies that will do a free appeal. I was turned down twice and used a lawyer both times. I was denied a third time, appealed and fort the appeal myself and won. I applied 11/09 and settled by appeal 06/12. All that I was awarded belongs to me, but they pay in 3 installments.
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patch2012 September 5 at 9:38 pm0 Likes
You are eligable for medicaid while signing up for SS disability as long as you meet your states asset limits and income limits
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patch2012 September 5 at 9:36 pm0 Likes
Most states you can go threw legal aide and get a free lawyer to handle your case SS won't pay for a lawyer but the judge can set the fee the lawyer can collect from you out of your back pay.
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Nana Rachall July 25 at 2:01 pm1 LikeMy law firm was paid direct by ssnout of the lump back pay check now my checks come once per month direct deposit n
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djpavek July 21 at 1:53 pm1 LikeEdited July 21 at 1:54 pm by djpavekI don't know if you have legal aid where you are, but if you do, they work with you and you don't have to pay them anything. It doesn't hurt to check things out first. And then you look at going back 3 years, that adds up and you don't want it going into anyone elses hands, it belongs to you, but that is your decision. Let us know what happens.
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